Personal banking programs that maximize your potential

Online BankingOnline Banking Log-in Get Info
 
ACCOUNT COMPARISON CHART: PERSONAL CHECKING
  Free Checking
Click to Apply Now!
NOW Account
Click to Apply Now!
Prime Time NOW Checking
Click to Apply Now!
Success Checking
Click to Apply Now!
Minimum opening deposit

$50

$50 $50 $50
Minimum balance to avoid monthly service charge None $700 $1500 (combined account balances) $5,000
Check writing Unlimited Unlimited Unlimited Unlimited
Monthly service charge* None $8 $8 $15

Free basic checks

Initial order of 50 Initial order of 50 Free personalized checks Free - Unlimited
Visa CheckCard** Free** Free** Free** Free**
Overdraft protection available Yes Yes Yes Yes
ATM transactions*** Free at Monroe Bank ATMs and Indiana Alliance One Network ATMs

Free at Monroe Bank ATMs and Indiana Alliance One Network ATMs

Free at Monroe Bank ATMs and Indiana Alliance One Network ATMs

Free at Monroe Bank ATMs and Indiana Alliance One Network ATMs
Daily ATM withdrawal limit $400 $400 $400 $400
Earns interest**** No Yes, variable interest rate, credited and compounded monthly on the daily collected balance Yes, variable interest rate, credited and compounded monthly on the daily collected balance Yes, variable interest rate, credited and compounded monthly on the daily collected balance
Additional services
None None Free personalized checks, free American Express Travelers Cheques, FREE Cashier's Checks, free
money orders, free notary service,
free photocopies, free investment portfolio review, free estate plan review, discount on first year rental of safe deposit box,
Prime Lines Newsletter and event preview mailings, planned group travel, free
seminars
No fee for cashier's checks, money orders, or American Express Travelers Cheques for One
Telephone Banking
Free Free Free Free
Online Banking
Free Free Free Free
Online Bill Pay
Free Free Free

Free

Online Check Images
Free Free Free Free
E-mail Alerts
Free Free Free Free
Online Statements
Free Free Free Free
Interest rate structure
None Same interest rate earned regardless of balance Same interest rate earned regadless of balance Tiered rate structure; interest rate climbs as your balance climbs

*Account service fees may reduce earnings. See all Monroe Bank service fees.

**Visa Checkcard is subject to credit approval.

***Usage fee may be charged by the institution that owns the ATM.

****Interest rates may change after account opening.