Personal banking programs that maximize your potential

Online BankingOnline Banking Log-in Get Info
 
ACCOUNT COMPARISON CHART: PERSONAL CHECKING
You are here: Home > Personal Banking > Checking Accounts > Account Comparison Chart: Personal Checking
  Free Checking
Click to Apply Now!		 NOW Account
Click to Apply Now!		 Success Checking
Click to Apply Now!		  
Minimum opening deposit

$50

 $50 $50  
Minimum balance to avoid monthly service charge None $700 $5,000  
Check writing Unlimited Unlimited Unlimited  
Monthly service charge* None $8 $15  

Free basic checks

 Initial order of 50 Initial order of 50 Free - Unlimited  
Visa CheckCard** Free** Free** Free**  
Overdraft protection available Yes Yes Yes  
ATM transactions*** Free at Monroe Bank ATMs and Indiana Alliance One Network ATMs

Free at Monroe Bank ATMs and Indiana Alliance One Network ATMs

Free at Monroe Bank ATMs and Indiana Alliance One Network ATMs  
Daily ATM withdrawal limit $400 $400 $400  
Earns interest**** No Yes, variable interest rate, credited and compounded monthly on the daily collected balance Yes, variable interest rate, credited and compounded monthly on the daily collected balance  
Additional services
 None None No fee for cashier's checks, money orders, or American Express Travelers Cheques for One  
Telephone Banking
 Free Free Free  
Online Banking
Free Free Free  
Online Bill Pay
 Free Free Free  
Online Check Images
Free Free Free  
E-mail Alerts
Free Free Free  
Online Statements
Free Free Free  
Interest rate structure
 None Same interest rate earned regardless of balance Tiered rate structure; interest rate climbs as your balance climbs  

*Account service fees may reduce earnings. See all Monroe Bank service fees.

**Visa Checkcard is subject to credit approval.

***Usage fee may be charged by the institution that owns the ATM.

****Interest rates may change after account opening.